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Your first 30 days in the Netherlands: a checklist

7 min read · Updated 2026

The admin can feel overwhelming when you land. Do it in this order and the rest gets a lot easier.

1. Register with your municipality (and get your BSN)

Book an appointment at the gemeente (municipality) as soon as you have an address. Registering gives you a BSN (citizen service number) — the key that unlocks almost everything else: salary, banking, healthcare and taxes. Bring your passport, residence documents and proof of address.

2. Open a Dutch bank account

You'll usually need your BSN. Many internationals use a traditional Dutch bank or an app-based one that supports iDEAL, the payment method most Dutch sites expect.

3. Sort health insurance

Basic health insurance (basisverzekering) is mandatory if you live and work here, and you generally must arrange it shortly after arriving. Compare providers and don't leave it late — coverage is backdated to your registration but penalties apply if you delay.

4. Set up DigiD

DigiD is your digital ID for government and healthcare services. Apply once you have your BSN; the activation code arrives by post.

5. Housing

Housing is the hardest part in big cities. Use reputable platforms, beware of deposit scams, and register your address with the municipality once you move in (some landlords must allow this).

6. Get a bike

Not a cliché — it's genuinely the fastest, cheapest way around most Dutch cities. A solid second-hand bike and a good lock will change your daily life.

Procedures vary by municipality and change over time. Check your local gemeente's website and official sources (such as the IND and your insurer) for the current steps.

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